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Best Mutual funds to invest

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“Mutual fund investments are subject to market risks. Please read the offer document carefully before investing.” You all would have probably heard this disclaimer at the end of Mutual fund advertisement. But rarely, someone try to understand what does it mean? Or rather people are not aware about this.  Most of the time, Mutual funds are marketed as safe bet, who  wish to  invest i n Stock market, as this is presented with a tag that mutual funds have expertise or the access to resources, which a common investor does not have. But have you ever tried to answer below questions? Are all mutual funds being good? Are all investors making profit in mutual funds? Are all mutual funds being risk free? Can mutual funds give you good returns than market? Today, we are going to find answers to these questions.  Mutual fund is pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments. Every Mutual fund has...

Stocks Vs Mutual fund

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Image by Pexels from Pixabay  Indian Stock Market is almost down by 30 % due to life threatening disease called Covid-19. Coronavirus has not only affected India but also the global economies, as if world has almost come to an end. Of course, you all will agree that we had never heard a word “Lock-down” and what it means. But today we are all locked down at home. Government urging people to stay at home as Corona virus is highly infectious. Only essentials services are open. Uncertainty rising day by day. In this uncertain time, can anyone think of investing. More commonly, people are always saving money in uncertain time, stop buying luxury, buy what is needed. But if I say, this is good time to invest in stocks or mutual fund, would you agree? Let me ask you a question, we all are fond of branded clothes, shoes and watches and when shopping malls put on a sale on branded things, we rush malls to buy, because we think, we are getting quality goods at cheaper price, ...

How much should I invest in Stocks ?

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Image by  Nattanan Kanchanaprat  from  Pixabay   The first question that comes to mind, when we enter stock market is, “How much should I invest in stocks?”. People should answer this question before they take any position in the market. “How much?”, it all depends on individual’s risk appetite. As we explained in earlier blog (click here) , investors are unaware about risk involved in stock market and this becomes an important parameter before you make any investment in stock market. “When you take risks, you learn that there will be times when you succeed and there will be times when you fail, and both are equally important.”   – Ellen DeGeneres   To explain this in simple way, let us look at the below point in a detailed manner.   Assess your risk appetite: - Risk is involved in everything we do and if you do not do anything, then it’s a biggest risk that you are taking. But this does not mean, you take undefined or unlimited...

Top 5 Mistakes by New investors

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                      Image by William Iven from Pixabay Stock Market is a place where people buy and sell shares. It is the place where very few make fortune, and some lose their savings. We all have read the stories of big investors who earned a lot of money in particular stock, but we fail to see the efforts that big investor put to identify that stock. Hence, there are very common mistakes done by almost all first timers in the market and unless we learn from those mistakes, it is impossible to make money in stock market. Today we are going to talk about top 5 mistakes committed by New investors who come to stock market to make money. Common people have emotional attachments with the money; therefore, they fail to take rational decisions when it comes to stocks. Let us look at these common mistakes: - 1.       Buying on recommendations : - Specially these investors are very new to th...